Author

Tariro Ndlovu

Informal markets writer

Tariro writes about how open-air and peri-urban markets actually settle trades: trust chains, float shortages mid-day, and the mix of cash with mobile money. Her focus is operational clarity for traders and families—not promotional claims.

Articles by Tariro Ndlovu

Busy open-air market aisle with traders at wooden tables, a calculator and notebook beside stacked goods, and a person counting notes while another checks a phone—showing mixed cash and digital settlement

Cash and digital money 2026-07-20 3 min read

Informal Market Payments When Sales and Settlement Diverge

A stall can sell steadily and still fail the last obligation of the day if takings are digital and the next cost is cash—or the reverse. Informal markets live in that gap.

By Tariro Ndlovu