CaQeh is a peer-to-peer cash liquidity network that connects people who need cash with nearby providers. It enables instant mobile money to cash exchange with blockchain-backed escrow protection, primarily serving Africa.

How does CaQeh protect my money?

CaQeh uses smart contract escrow on the opBNB blockchain. When you initiate a transaction, funds are locked in escrow until both parties confirm the exchange. This ensures neither party can be defrauded.

What is the CQEH token?

CQEH is the native utility token of the CaQeh platform, deployed on opBNB mainnet. It is used for fee discounts, cross-chain bridge transactions, and reduced platform fees. CQEH holders enjoy reduced transaction fees across the platform.

How do I find a cash provider near me?

Use the Find Cash feature on CaQeh to see verified providers near your location. The app uses geolocation to show the closest available providers along with their exchange rates and trust scores.

What countries does CaQeh operate in?

CaQeh operates across 10+ African countries including Ghana, Kenya, Uganda, Rwanda, Cameroon, Ivory Coast, Tanzania, DRC, Somalia, Nigeria, and Ethiopia, supporting 13 mobile money providers. Ghana (GHS) is the primary market.

Is CaQeh free to use?

CaQeh is free to sign up and browse providers. Small transaction fees apply when exchanging cash, which help maintain the escrow system and platform security. CQEH token holders enjoy reduced fees.

What mobile money providers does CaQeh support?

CaQeh supports 13 mobile money providers across 10+ African countries: M-Pesa Safaricom (Kenya), MTN MoMo (Ghana, Uganda, Rwanda, Cameroon, Ivory Coast), Airtel Money (Rwanda, Uganda, Kenya, Tanzania, DRC), Vodafone Cash and AirtelTigo Money (Ghana), M-Pesa Vodacom and Tigo Pesa (Tanzania), Orange Money (DRC), EVC Plus and Zaad (Somalia), OPay and Paga (Nigeria), and Telebirr (Ethiopia, incoming transfers only).

How long does a CaQeh transaction take?

CaQeh transactions settle in seconds. Once both the cash seeker and provider confirm the exchange, the escrowed funds are released instantly via the opBNB blockchain, which provides sub-second confirmation times with minimal gas fees.

How do I become a cash provider on CaQeh?

Sign up for a CaQeh account, complete KYC verification, then enable Provider Mode from the Business Hub. Set your exchange rates, available cash amount, operating hours, and location. You'll start appearing in searches for nearby cash providers and earn fees on every completed transaction.

What happens if there's a dispute?

CaQeh has a built-in dispute resolution system. If either party raises a dispute, the escrowed funds remain locked while the case is reviewed. CaQeh's support team examines transaction evidence and resolves the dispute fairly. Neither party can access the funds until the dispute is settled.

What are the fees on CaQeh?

CaQeh charges small transaction fees that vary by transaction type and amount. CQEH token holders receive reduced fees across the platform. Provider-to-seeker exchange rates are set by individual providers and displayed transparently before each transaction. There are no hidden fees.

Is KYC required to use CaQeh?

Basic account creation requires email and phone verification. To become a cash provider or access higher transaction limits, full KYC verification is required. This includes identity document verification and is processed through our compliance partner to ensure the safety of all users on the platform.

Can I use CaQeh without internet?

CaQeh is a progressive web app (PWA) that works offline for viewing cached data like your wallet balance and transaction history. However, an internet connection is required to initiate new transactions, search for providers, or interact with the blockchain escrow system.

What currencies does CaQeh support?

CaQeh currently supports Ghana Cedi (GHS) as the primary fiat currency, with USDT and CQEH as crypto settlement tokens on the opBNB network. The multi-currency conversion feature supports exchange between various African currencies at competitive real-time rates.

How does the cross-chain bridge work?

CaQeh's bridge enables on-ramp (fiat to crypto) and off-ramp (crypto to fiat) transfers. Users can convert mobile money or bank transfers into USDT or CQEH tokens on the opBNB blockchain, and vice versa. The bridge uses escrow protection and competitive exchange rates.

Can businesses accept payments through CaQeh?

Yes, CaQeh offers Merchant Payments through the Business Hub. Businesses can generate unique QR codes that customers scan to pay directly from their CaQeh wallet. Merchants receive automatic settlements and can track all payments, refunds, and revenue through their dashboard.

How does CaQeh prevent fraud?

CaQeh uses multiple layers of fraud prevention: blockchain escrow locks funds until both parties confirm, KYC verification for all providers, real-time velocity checks and transaction scoring, AML compliance monitoring, sanctions screening (OFAC SDN + PEP lists), and a trust/reputation scoring system based on transaction history.

What blockchain does CaQeh use?

CaQeh operates on opBNB mainnet, a Layer 2 scaling solution for BNB Chain. opBNB provides sub-second transaction finality, extremely low gas fees (fractions of a cent), and EVM compatibility. All smart contracts (CQEHToken, CQEHEscrow, CQEHReputation) are verified and deployed on opBNB.

CaQeh — Africa's P2P Cash Liquidity Network

The peer-to-peer network that turns mobile money into cash — and cash into mobile money. Instantly, anywhere in Africa.

How It Works

Sign up free — Create your account with email and phone verification at caqeh.com/signup.
Find a cash provider — Use Find Cash to search for verified providers near you by GPS.
Initiate the exchange — Enter your amount. Funds are locked in blockchain escrow for protection.
Meet and exchange — Meet the provider and exchange mobile money for physical cash.
Confirm and settle — Both parties confirm in-app. Escrow releases instantly via opBNB.

Core Features

P2P Cash Exchange

Find verified cash providers across 13 mobile money networks in 10+ African countries. Every transaction is protected by smart contract escrow on the opBNB blockchain. Find cash near you.

Escrow Protection

When you initiate a trade, funds are locked in a smart contract. Neither party can access them until both confirm the exchange. This eliminates fraud risk in peer-to-peer cash transactions.

Instant Settlement

Settle in USDT or CQEH on opBNB with sub-second confirmation and minimal gas fees. No waiting days for bank transfers.

Fiat-Crypto Bridge

On-ramp from mobile money to crypto (USDT, CQEH) and off-ramp back to fiat. Convert between currencies at competitive real-time rates. Learn about the bridge.

Merchant QR Payments

Businesses generate QR codes to accept payments. Customers scan and pay directly from their CaQeh wallet with automatic settlement tracking.

Earn as a Cash Agent

Become a verified cash provider through the Business Hub. Set your own rates, hours, and location. Earn fees on every completed transaction and build your reputation score.

Supported Mobile Money Providers

M-Pesa Safaricom — Kenya
MTN MoMo — Ghana, Uganda, Rwanda, Cameroon, Ivory Coast
Airtel Money — Rwanda, Uganda, Kenya, Tanzania, DRC
Vodafone Cash — Ghana
AirtelTigo Money — Ghana
M-Pesa Vodacom — Tanzania, DRC
Tigo Pesa — Tanzania
Orange Money — DRC
EVC Plus — Somalia
Zaad — Somalia
OPay — Nigeria
Paga — Nigeria
Telebirr — Ethiopia (incoming transfers only)

CQEH Token

CQEH is the native utility token on opBNB mainnet. Holders enjoy reduced transaction fees, cross-chain bridge access, and reduced platform fees.

Network: opBNB Mainnet
Contract: 0x602b6b65f6695C8Df4F3f97D924d53083569802b
Supply API: caqeh.com/api/v1/supply/info

Security & Trust

Smart contract escrow on opBNB blockchain
KYC verification for all cash providers
AML compliance with OFAC SDN and PEP sanctions screening
Real-time fraud detection with velocity checks and transaction scoring
Reputation system based on transaction history
Built-in dispute resolution

Frequently Asked Questions

What is CaQeh?: A peer-to-peer cash liquidity network connecting people who need cash with nearby verified providers, secured by blockchain escrow.
How does escrow protect me?: Funds are locked in a smart contract until both parties confirm the exchange. Neither party can be defrauded.
What countries does CaQeh operate in?: Currently focused on Ghana with expansion across Africa. Supports 13 mobile money providers in 10+ countries.
What are the fees?: Free to sign up. Small transaction fees apply. CQEH token holders get reduced fees.
How do I become a provider?: Sign up, complete KYC, then enable Provider Mode from the Business Hub to start earning.

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